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Immigrating to Portugal from Canada is becoming increasingly popular as more Canadians look for a better lifestyle abroad.
With its sunny climate, affordable cost of living, safe environment, and access to the wider European Union, Portugal offers an attractive mix for retirees, remote workers, and families alike.
For Canadians, the move is straightforward but requires planning — from choosing the right visa to meeting residency requirements and deciding whether to rent or buy property.
This article highlights the key steps to make the transition as smooth as possible.
Why Canadians are Moving to Portugal?
Canadians, like individuals from many other countries, are choosing to move to Portugal for a variety of reasons. Some of the factors driving this decision include:
Quality of Life
Portugal consistently ranks high for its quality of life. Canadians are drawn to the country’s pleasant climate, beautiful landscapes. And a slower pace of life, especially in regions like the Algarve.
Lower Cost of Living
Portugal is often more affordable than many Canadian cities, offering expats a chance to enjoy a comfortable lifestyle without breaking the bank.
Safe Environment
Portugal is recognized as one of the safest countries in Europe, providing a secure environment for residents and their families.
Portuguese Citizenship
Portugal offers pathways to residency and even citizenship for expatriates. Also including the Golden Visa program and other immigration options.
Healthcare
Portugal provides access to quality education and healthcare systems, making it an attractive option for families and retirees.
Proximity to Other European Destinations
Portugal’s location in southwestern Europe makes it a convenient starting point for exploring other European countries and cultures.
Comparison Portugal Vs. Canada
How to Immigrate to Portugal from Canada?
Just like any international relocation, moving from Canada to Portugal entails adhering to the necessary immigration.
And also procedures to ensure a smooth transition and establish your legal status in your new home.
For non-EU citizens, including Canadians, who plan to reside in Portugal for a period exceeding 90 days.
It is imperative to initiate the process by applying for a residency visa. This visa will grant you the authorization to live in Portugal for an extended duration.
After your arrival in Portugal, the next crucial step for Canadians is to visit the Agency for Integration, Migration and Asylum (AIMA), former SEF.
At AIMA, you can complete the application for a residence permit, which is essential for establishing your legal residency in the country.
Immigrate to Portugal from Canada: Visa Options
Canadians who want to relocate to Portugal have access to different types of visas, depending on the purpose of their move. The specific types of visas available in Portugal for Canadians are:
Portugal D7 Visa
The Portugal D7 Visa, also known as the Retirement Visa or Passive Income Visa, was introduced in 2007 to attract foreign residents.
It allows non-EU/EEA/Swiss citizens to apply for temporary residency in Portugal, making it especially popular among retirees and those with a stable passive income.
To qualify, applicants must show a minimum passive income of €870 per month. This income can come from sources such as pensions, rental properties, royalties, dividends, financial investments, or intellectual property.
In addition, applicants must demonstrate sufficient funds to live in Portugal for at least one year — currently €10,440 for the main applicant, plus 50% of that amount for a spouse/partner and 30% for each dependent child.
The D7 Visa is initially valid for two years, after which it can be renewed for an additional three years. After five years of legal residency, holders become eligible to apply for permanent residency or Portuguese citizenship, offering a clear pathway to long-term settlement in Portugal.
Portugal Digital Nomad Visa
The Portugal Digital Nomad Visa, officially known as the D8 Visa, was introduced in October 2022 to welcome remote workers from outside the EU/EEA/Switzerland.
It allows non-EU citizens with a minimum monthly income of €3,480 to live in Portugal while working remotely for foreign companies or clients.
This visa offers two main pathways depending on how long you plan to stay:
1. Temporary Stay Visa
Ideal for those who want to live in Portugal without applying for residency. It is valid for one year and can be extended for two additional years. The visa allows multiple entries, giving you flexibility to travel in and out of Portugal and explore the rest of Europe.
2. Residence Permit
Best suited for those who wish to stay in Portugal for longer than a year. The initial residency visa is valid for four months, during which time you must apply for a Temporary Residency Permit. This permit is issued for two years and can be renewed for an additional three years, offering a pathway toward long-term residence.
Portugal D2 Visa
The D2 Visa Portugal also known as the Entrepreneur Visa or Business Visa, was launched in 2018 to attract non-EU citizens interested in starting or investing in a business in Portugal.
It is designed for entrepreneurs, freelancers, and independent service providers who want to develop professional activities that contribute to the Portuguese economy.
Initially, the D2 Visa allows applicants to stay in Portugal for up to four months, during which they must apply for a Residence Permit.
This permit is valid for two years and can then be renewed for an additional three years, provided the business activity continues. After five years of legal residency, holders may apply for permanent residency or Portuguese citizenship.
One of the D2 Visa’s advantages is its flexibility. Applicants are not restricted to specific industries — they can launch ventures ranging from retail shops and cafés to restaurants or professional services.
Unlike other visa categories, there is also no requirement for approval from a Portuguese incubator, making it more accessible for small business owners and independent professionals.
Portugal Golden Visa
The Portugal Golden Visa program in Portugal, also known as the Residence Permit by Investment Program, is an investment immigration program that grants residency and citizenship rights to foreign investors who make a significant economic contribution to the country.
Here you can find the most popular Golden visa investment options:
Investment Funds
Contribution of €500,000 or higher, for the acquisition of units of investment funds or venture capital fund of funds under the Portuguese legislation
Cultural Heritage Contribution
Donation of a minimum of €250,000 for investing in artistic output or supporting the arts, for reconstruction or refurbishment of the national heritage, through the local and central authorities, public institutions or, private foundations of public interest
How Canadians can Apply for a Portugal residency Visa?
The initial step in your move from Canada to Portugal is to apply for a Portuguese residence visa. To do so, you must submit the appropriate documentation to one of the Portuguese consulate offices in Canada.
Here are the requirements to keep in mind when applying for a residence visa:
- Visa Application Form
- Your Valid Passport
- Two recent passport-size photos
- Criminal Record certificate
- Valid travel insurance, including medical coverage and repatriation
- Documentary evidence of having accommodation in Portugal
- Proof of sufficient means in Portugal (latest 3 months bank statements)
- Declaration with the reasons for requesting Portuguese Residency
Portugal Visa Application For Canadians
Where do Canadians live in Portugal?
Canadians living in Portugal can be found in various regions across the country, each offering a unique set of advantages and lifestyle options. Some popular areas where Canadians and other expatriates often choose to reside in Portugal include:
Canadians in Lisbon
Lisbon, Portugal’s captivating capital, is home to nearly 2.9 million people and a thriving expatriate community.
Among its 343,000 foreign residents, Canadians form a notable presence, adding to the city’s cosmopolitan spirit.
Canadians are drawn to Lisbon’s historic charm, vibrant job market, and welcoming atmosphere.
With its Mediterranean climate, scenic beauty, and mix of old-world tradition and modern living, the city continues to be an irresistible destination.
Canadians in the Algarve
In Portugal’s southern coastline, the Algarve has become a true paradise for Canadians. With its mix of natural beauty, historic charm, and vibrant lifestyle, the region is one of the country’s most popular destinations.
Home to nearly 470,000 people, the Algarve hosts over 105,000 foreign residents—about 22% of its population.
Canadians form part of this thriving international community, adding to the region’s cultural richness.
Drawn by sun-drenched beaches, coastal towns, and a relaxed Mediterranean pace, Canadians find the Algarve both welcoming and inspiring.
Its warm climate and laid-back atmosphere make it an ideal choice for those seeking a new life in Portugal.
Canadians in Madeira
The enchanting island of Madeira, set in the Atlantic Ocean, has become a haven for Canadians and a growing expatriate community.
With its lush landscapes, subtropical climate, and relaxed island lifestyle, it offers a rare mix of natural beauty and cultural richness.
Canadians in Madeira are drawn by its dramatic scenery, botanical gardens, and warm local culture. Many see it as an ideal place for retirement, combining tranquility with vibrant community life.
Though smaller in number than other expat groups, Canadians add to the island’s diversity and cultural exchange.
As more discover its charm, Madeira continues to grow as an attractive destination to call home.
Cons of Living in Portugal
Bureaucracy
Portugal is known for its heavy bureaucracy, making processes like obtaining residency, registering a business, or dealing with government agencies time-consuming. Many people hire lawyers or consultants to help, which adds cost but often saves time and stress.
Relaxed Attitude
The laid-back culture is appealing but can mean delays and lack of punctuality. Meetings or appointments may start late, and some aspects of daily life can feel less organized.
Transport Infrastructure
While transport has improved, it still lags behind other EU countries. Public transport outside major cities is unreliable, leading many to own cars, which come with high taxes and insurance. Still, Portugal’s small size keeps travel times manageable.
Card Payments
Cash remains common, especially with small businesses. Some shops only accept Portuguese cards, which can be inconvenient for foreigners.
Housing
Many older homes lack modern insulation, heating, or cooling, making summers and winters challenging. They may also require more maintenance compared to newer builds.
Taxation in Portugal vs. Canada
Taxation in Portugal and Canada differs in terms of tax rates, types of taxes, and regulations. Here’s a general overview of taxation in both countries:
Portugal Taxes
- Personal Income Tax (IRS): Portugal uses a progressive income tax system with rates ranging from 14.5% to 48%. In some cases, a special flat rate of 10% may apply to non-habitual tax residents on foreign income.
- Corporate Tax (IRC): The corporate tax rate in Portugal is 21% for most companies. There’s a reduced 17% rate for small and medium-sized enterprises.
- Value Added Tax (VAT): Portugal applies VAT with standard rates of 23% and reduced rates of 13% and 6% on various goods and services.
- Wealth Tax: wealth tax starting from 0,7% for high-value local properties over €600,000.
- Inheritance and Gift Tax: Portugal does not have inheritance or gift tax between close family members, but stamp duty may apply to inherited real estate.
Canada Taxes
- Personal Income Tax: Canada uses a progressive tax system with federal and provincial or territorial tax rates. Federal rates range from 15% to 33%, and provincial or territorial rates vary.
- Corporate Tax: The corporate tax rate in Canada varies by province or territory, but the federal rate is around 15%.
- Goods and Services Tax (GST)/Harmonized Sales Tax (HST): Canada applies a federal GST at a rate of 5%, and some provinces have HST at higher rates.
- Wealth Tax: Canada does not have a wealth tax.
- Inheritance and Gift Tax: Canada does not have inheritance tax, but there may be capital gains tax on inherited assets.
Double Taxation Agreement between Portugal and Canada
The Double Taxation Agreement (DTA) between Portugal and Canada, signed on June 14, 1999, and effective on December 29, 2000, governs taxes on income and capital imposed by both countries.
Key aspects of the DTA include:
Taxing Rights: Income earned by a resident of a Contracting State is generally taxable only in that State. Income earned by a non-resident is taxable in the other State only if it arises from a permanent establishment or fixed base there.
Investment Income: Dividends, interest, royalties, and other investment income are generally taxable in the recipient’s country of residence. However, the DTA may limit withholding taxes imposed by the source country.
Double Taxation Relief: The DTA provides for relief from double taxation through the foreign tax credit method, allowing residents to credit foreign taxes paid against their home country tax liability. In some cases, income may also be exempt from tax in the source country.
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Cost of living in Portugal vs Canada
Comparing the cost of living in Portugal and Canada, using Numbeo data, reveals intriguing insights, particularly when considering consumer prices, including rent.
In the specific case of Lisbon, the capital city of Portugal, consumer prices are approximately 30.5% higher than in Ottawa, the capital of Canada.
This data highlights the significant contrast in living costs between these two cities.
Lisbon’s status as the most expensive city in Portugal implies that relocating to other regions within the country could result in an even more beneficial impact on the cost of living.
Portugal, overall, is renowned for providing an affordable lifestyle, and its smaller cities and towns often offer a more cost-effective alternative, which is especially enticing to expatriates.
Furthermore, when compared to neighboring countries such as Spain or France, Portugal maintains its reputation as an exceptionally compelling choice for those in pursuit of a high quality of life at a reasonable cost.
Is Portugal Safe?
Portugal’s reputation as one of the safest countries in the world is well-deserved and has not gone unnoticed.
The Global Peace Index from 2023, a respected measure of safety and peace, places Portugal at a commendable seventh position.
What sets Portugal apart is its consistent dedication to maintaining social stability and safety for all.
A low crime rate, a well-functioning legal system, and effective law enforcement agencies are crucial elements in this endeavor.
According to Numbeo’s 2024 Crime Index by Country, Portugal boasts a strong safety rating of 68.8 percent, compared to other European nations.
The result is a welcoming atmosphere that embraces diversity and fosters a sense of security, making it an appealing choice for people from around the world.
In case you are a female solo traveller you should know that a recent report by TimeOut places Portugal at the top of the list of the safest countries for solo female travelers.
Comparing Portugal’s ranking with Canada, which is itself renowned for safety, further underscores the country’s commitment to maintaining a peaceful society.
Canada’s position at #11 on the Global Peace Index highlights the high standard of safety in both countries, making them ideal choices for residents seeking tranquility and a secure environment.
Portugal Healthcare for Canadians
Portugal’s healthcare system is renowned for its dedication to providing accessible and high-quality medical services.
The foundation of this system is the national health service, known as Serviço Nacional de Saúde (SNS), which serves as the cornerstone of healthcare provision in the country.
SNS offers a range of healthcare services, from routine check-ups to specialized treatments, with a focus on ensuring that all Portuguese citizens have access to medical care when they need it.
What makes Portugal’s healthcare system truly remarkable is its inclusivity. SNS extends its services not only to Portuguese citizens but also to residents with a valid residence permit and those covered by reciprocal healthcare agreements.
This means that expatriates and foreigners living in Portugal, who meet the necessary criteria, can benefit from the same level of care as the local population.
According to Numbeo’s 2024 Healthcare Index by Country, Portugal’s healthcare system ranks 21st globally.
Portugal’s healthcare professionals are highly skilled, and many are fluent in English, making it easier for expatriates to communicate their healthcare needs.
The country also boasts a network of state-of-the-art medical facilities, hospitals, clinics, and pharmacies, ensuring that a wide range of medical services are available across the nation.
Immigrate to Portugal from Canada: Flight Options
Flights from Canada to Portugal are available from various major Canadian cities to multiple airports in Portugal, with Lisbon and Porto being the primary destinations. Here are some of the key details:
Departure Cities in Canada:
- Toronto Pearson International Airport (YYZ) in Toronto, Ontario
- Montréal-Pierre Elliott Trudeau International Airport (YUL) in Montréal, Quebec
- Vancouver International Airport (YVR) in Vancouver, British Columbia
- Calgary International Airport (YYC) in Calgary, Alberta
- Ottawa Macdonald-Cartier International Airport (YOW) in Ottawa, Ontario
- Edmonton International Airport (YEG) in Edmonton, Alberta
Airlines
Several international airlines offer direct or connecting flights between Canada and Portugal. Some popular airlines include Air Canada, TAP Air Portugal, Air Transat, Lufthansa, British Airways, and others.
Arrival Cities in Portugal
- Lisbon Portela Airport (LIS) in Lisbon
- Francisco Sá Carneiro Airport (OPO) in Porto
- Faro Airport (FAO) in Faro (Algarve region)
Flight Duration
The flight duration from Canada to Portugal can vary depending on the departure city and whether it’s a direct or connecting flight. Direct flights typically take around 7 to 8 hours, while connecting flights may take longer, depending on the layover location and duration.
Buying Real Estate in Portugal as a Foreigner
Foreigners, including Canadians, have the opportunity to purchase property in Portugal, and the process, for the most part, is straightforward.
Here are key considerations to bear in mind when looking to buy property in Portugal as a foreigner, including Canadian citizens:
Portuguese Tax Identification Number (NIF)
Before you can engage in property transactions, you’ll need to acquire a Portuguese tax identification number (NIF).
This essential document can be obtained from the Portuguese tax office (Finanças) and is a prerequisite for property acquisition.
Portuguese Bank Account
To complete the property purchase process, having a Portuguese bank account is imperative.
This account serves as the hub for financial transactions related to the property acquisition, including the transfer of funds, tax payments, fees, and receipt of rental income.
Legal Representation
It is highly advisable to collaborate with a proficient Portuguese lawyer, preferably one experienced in real estate transactions.
This legal expert can assist you in navigating the intricacies of the property purchase, ensuring that all aspects are compliant with the law.
Home Insurance
Property insurance, also known as home insurance, is a mandatory requirement in Portugal.
It provides coverage for various contingencies, such as damage to your property and personal belongings, as well as liability protection in case of injuries occurring on your premises.
Why Work With Portugal Residency Advisors?
Local Expertise
We know Portugal. Due to our extensive local knowledge, we believe that concentrating our services in a single country destination is the best way to give you the most thorough and useful information.
Holistic Approach
One single channel of communication for the entire process. We provide you with a comprehensive service that covers all aspects of your move, from identifying the ideal residency visa to finding your new home or helping you to settle.
Transparent Service
We recommend what’s best for you based on an extensive process experience that saves time and money to clients. Our pricing is clear and competitive, and we don’t sell services that make us more money.
Simple Process
Technology plays a very important role in our company. We minimize our clients’ involvement in paperwork. We are customers ourselves and we know how to serve you.
Frequently Asked Questions About Immigrate to Portugal From Canada
Do Canadians need a visa to enter Portugal?
Canadian citizens can enter Portugal for short visits (up to 90 days) without a visa. For longer stays or if you plan to work or study in Portugal, you will need a visa or residence permit.
What are the different types of residence permits for Portugal?
There are several types of residence permits in Portugal, including work permits, study permits, family reunification permits, and retirement visas. The specific permit you’ll need depends on your circumstances.
How can I apply for a residence permit in Portugal from Canada?
You can apply for a residence permit by contacting the Portuguese consulate or embassy in Canada. Each type of residence permit has its specific requirements and application process.
What is the Golden Visa program in Portugal?
The Golden Visa program is a residency by investment option for investors looking to obtain residency in Portugal. By investing a minimum of €500,000 in investment funds or €200,000 in a cultural production in a low density area, you can obtain a residence permit.
How can I find a job in Portugal as a Canadian immigrant?
You can search for job opportunities in Portugal online or through job search websites. Additionally, networking and working with recruitment agencies can be helpful in finding employment.
Is there a language requirement for immigration to Portugal?
No. You don’t need to speak Portuguese for applying for a immigration visa to Portugal. However proficiency in Portuguese can be beneficial when dealing with local community.
What is the cost of living in Portugal compared to Canada?
The cost of living in Portugal is on average 30% lower than in Canada but it varies depending on your location and lifestyle. Major cities like Lisbon and Porto tend to be more expensive than rural areas.
Is healthcare in Portugal accessible for immigrants from Canada?
Portugal has a good healthcare system. If you’re a legal resident, you can access healthcare through the National Health Service (SNS) or choose private healthcare.
Can I bring my family to Portugal with me?
Yes, you can typically bring your family members with you to Portugal. Family reunification permits are available for this purpose.
What are the tax implications of moving from Canada to Portugal?
If you plan to spend more than 183 days in Portugal, then you become a tax resident in Portugal. However Portugal offers a Non-Habitual Resident (NHR) tax regime that can be beneficial for expatriates.