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Buying property in Cascais Portugal has become one of the most attractive options for expats looking to invest in Portugal. Just 30 minutes from Lisbon, Cascais combines coastal living, strong infrastructure, international schools, and a high quality of life that consistently appeals to families, retirees, and investors alike.
Known for its elegant neighborhoods, golden beaches, and year-round lifestyle, Cascais Portugal real estate market offers a balance lifestyle appeal with long-term value. From luxury villas in gated communities to modern apartments near the sea, the area provides diverse options for different investment goals — whether you are relocating, securing a second home, or building a rental portfolio.
In this article, we explore the best areas to buy property in Cascais Portugal real estate, what makes each neighborhood unique, and why this region continues to stand out as one of Portugal’s most resilient and desirable property markets for international buyers.
Why Buy Property in Cascais?
Cascais isn’t just another coastal town — it’s a place where lifestyle and investment come together beautifully. For many expats, it ticks all the right boxes: stunning sea views, a relaxed yet vibrant community, and easy access to Lisbon’s international connections. Living here feels like being on holiday year-round, with sandy beaches, world-class golf courses, beautiful yatch marina and a charming historic centre filled with cafés, galleries, and markets.
From an investment perspective, buying property in Cascais Portugal has shown consistent demand. Its popularity with both local and international buyers helps support strong resale values and attractive rental potential. Whether you’re considering a family home, a retirement base, or a property to rent out, Cascais offers options that appeal across the board.
Beyond the scenery, the quality of life here is exceptional. Excellent international schools make it ideal for families, while reliable healthcare, good transport links, and safe, walkable neighborhoods give peace of mind for every stage of life. All of this comes together to make Cascais one of the most sought-after places to buy property in Portugal.
Is Buying Property in Cascais More Affordable Than in Lisbon?
It depends on where in Lisbon you’re comparing. As of December 2025, the average asking price in the Lisbon district was around €4,573 per m², while the Lisbon city centre averaged closer to €5,595 per m². In comparison, Cascais stood at about €5,543 per m².
So, if you’re looking at Lisbon’s outskirts, Lisbon can indeed be cheaper than Cascais. However, if your focus is the Lisbon city centre, the picture changes—Cascais can actually be more affordable than central Lisbon.
When it comes to property types, Cascais Portugal real estate also tends to offer more variety, especially larger homes and villas, compared to Lisbon’s apartment-heavy market. For expats with children, Cascais is often preferred as well, thanks to its broader range of international schools and education programs, making it a strong choice for family living.
Living in Cascais
Living in Cascais means having the Atlantic on your doorstep while staying closely connected to Lisbon. Many residents structure their days around the coastline — morning walks along the Paredão, coffee in the historic centre, and dinner near the marina. It’s a place where daily life feels relaxed, but everything works efficiently.
Weather in Cascais
Cascais averages over 300 days of sunshine per year. Summer temperatures usually sit between 25–30°C, kept comfortable by Atlantic winds, while winter temperatures rarely drop below 10°C. This makes outdoor activities possible year-round, from cycling along the coast to golf in nearby Quinta da Marinha.
Beaches in Cascais
Some of the most popular beaches include Praia da Rainha, right in the town centre, and Praia do Guincho, known for surfing and dramatic scenery. Families often prefer Praia da Conceição and Praia da Duquesa, both easy to reach on foot from central Cascais and well equipped with cafés and facilities.
Culture in Cascais
Cascais blends traditional Portuguese life with a more international feel. Local fish restaurants still dominate areas like Bairro dos Pescadores, while art spaces such as the Paula Rego House of Stories attract visitors year-round. The marina area hosts regular events, food festivals, and weekend markets, keeping the town active beyond the summer season.
Expats in Cascais
The expat community is well established and diverse, with many families living around Birre, Areia, and Quinta da Marinha. International schools such as TASIS Portugal and Carlucci American International School are major draws. English is commonly spoken in daily life, but residents who stay long term often integrate quickly into local neighborhoods and routines.
Best Places to Invest in Real Estate in Cascais
Choosing where buying property in Cascais Portugal largely depends on how close you want to be to the sea, how often you plan to commute to Lisbon, and whether schools, space, or investment potential are the main priority. Each area around Cascais has a distinct character, and understanding these differences is key for expats.
Cascais
Cascais itself is the most established and sought-after location. Living in or near the historic centre offers walkable access to beaches, restaurants, the marina, and the train line to Lisbon. It’s especially popular with expats who want a lifestyle-driven purchase with strong long-term value.
Average asking prices of homes for sale in Cascais Portugal are among the highest in the region, typically around €7,500–€8,000 per square metre, with renovated apartments or sea-view properties often exceeding that. The town also benefits from proximity to international schools such as Carlucci American International School, making it attractive for families.
Estoril
Estoril sits immediately east of Cascais and has a more residential, refined feel. Known for its wide beaches, classic architecture, and quieter streets, Estoril appeals to buyers looking for a calmer environment while remaining close to Cascais and within easy reach of Lisbon by train.
Property prices in Estoril are comparable to Cascais Portugal real estate and can even be higher in prime beachfront locations, averaging around €8,000 per square metre. Families often choose Estoril for its balance of space, beach access, and proximity to schools like St Julian’s School.
Carcavelos
Further along the coast toward Lisbon, Carcavelos has become increasingly popular with expats, younger families, and investors. Its large sandy beach, lively atmosphere, and direct train connection to Lisbon make it a practical choice for commuters.
Property prices are generally more accessible than homes for sale in Cascais Portugal or Estoril, with average asking prices around €6,500–€6,800 per square metre. The presence of NOVA School of Business and Economics also supports consistent rental demand.
Parede
Parede, located just next to Carcavelos, offers a slightly quieter and more local feel while still benefiting from the same coastline and train line. It’s often overlooked by first-time buyers, but many expats appreciate its residential character and easier entry prices, which are broadly in line with Carcavelos. Parede suits those who want coastal living without the intensity or pricing of central Cascais.
Alcabideche
Inland, Alcabideche provides a very different option. Areas such as Birre and surrounding neighbourhoods are popular with families looking for larger homes, gardens, and more space overall. While it lacks direct beach access, it compensates with value for money and quick road connections to Cascais, international schools, and the A5 motorway into Lisbon.
Prices here are generally lower than along the coast, making Alcabideche attractive for buyers prioritising space and long-term living over immediate proximity to the sea.
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How to Buy Property in Cascais: A Step-by-Step Guide
Buying property in Cascais Portugal can be a simple process when you follow the right steps. Planning each stage carefully will help you avoid delays and make sure everything goes smoothly. Here is a step-by-step guide to help you with your purchase.
1. Research Properties
Start by exploring homes for sale in Cascais Portugal online to get an idea of the market or engage with a Portugal buyers agent. Visit Cascais in person if possible to see the properties and neighborhoods that interest you. This step will help you understand prices and find the right property for your needs.
2. Hire a Local Lawyer
Hiring a local lawyer is essential when buying houses for sale in Cascais Portugal. A lawyer will guide you through the legal process and ensure that the property has no debts or legal issues. They will also review all documents to protect your interests.
3. Sign a Promissory Contract
The promissory contract confirms the sale and secures the property with a deposit. This contract outlines the price and conditions of the sale. Both the buyer and seller sign this agreement to show their commitment.
4. Secure Financing
If you need a mortgage, arrange financing through a Portuguese bank. The bank will approve the loan based on your income, credit report, and the property valuation. Sorting out your finances early helps you avoid delays later.
5. Final Deed Signing
Complete the purchase at a notary’s office where both parties sign the final deed. This step legally transfers the property to your name. You will need to pay the remaining amount at this stage.
An Overview of Taxes When Buying Property in Cascais
- IMT (Property Transfer Tax) – Progressive, up to 6.5% for residential properties. The exact rate depends on the purchase price of the property in Cascais for sale, whether the property is a primary residence or a second home, and its value band.
- Stamp Duty – 0.8% of the purchase price or taxable value (whichever is higher).
- IMI (Annual Municipal Property Tax) – Charged yearly, typically between 0.3% and 0.45% of the property’s taxable value, depending on the municipality.
In practice, buyers usually budget around 7–8% of the purchase price to comfortably cover purchase taxes, with IMI being an ongoing annual cost after completion.
Other Sought-After Regions for Buying Property in Portugal
Porto
A popular alternative offering character, strong rental demand, and more accessible prices compared to houses for sale in Cascais Portugal and central Lisbon.
Algarve
One of the most established regions for foreign buyers, known for its beaches, lifestyle appeal, and strong short- and long-term rental markets.
Madeira
Increasingly attractive for relocation and lifestyle buyers thanks to its year-round mild climate and growing international community.
Azores
Ideal for buyers seeking affordability, nature, and a slower pace of life, with increasing interest from international purchasers.
Visa & Immigration Options for Portugal
Portugal offers several visa options for those looking to relocate, invest, or work remotely. The Golden Visa suits investors seeking residency through qualifying investments, while the D7 Visa is ideal for retirees or individuals with passive income. Entrepreneurs often choose the D2 Visa to start or grow a business, and highly qualified professionals can apply for the D3 Visa with a valid job offer. Remote workers and freelancers are well covered by the Digital Nomad Visa, allowing them to live in Portugal while working for overseas clients or employers.
However, moving to a new country isn’t just about visas. If you’re thinking of buying property for sale in Cascais or renting in Portugal, our guides offer valuable insights. You can also explore the full process in our comprehensive Portugal immigration guide, including dedicated resources for Americans moving to Portugal. Finally, obtaining a NIF (Portuguese tax number) and opening a Portuguese bank account are essential first steps, as they are required for most aspects of daily life and relocation.
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Frequently Asked Questions
Can foreigners buy property in Cascais?
Yes, foreigners can buy property in Cascais without restrictions. Many expats invest in homes and vacation properties in the area.
Do I need a lawyer when buying property in Cascais?
Yes, hiring a lawyer is essential. A lawyer will check the property’s legal status and ensure that all documents are in order.
Can non-residents get a mortgage in Portugal?
Yes, non-residents can secure a mortgage with a loan-to-value ratio of up to 80%. Portuguese banks require proof of income and credit reports.
Is Cascais a good place to live?
Yes, Cascais offers a high quality of life with access to beaches, schools, healthcare, and entertainment options.
Can I rent out my property in Cascais?
Yes, many buyers rent their properties to tourists or long-term tenants. Rental income is common when buying property in Cascais.
What is a promissory contract?
A promissory contract is a pre-sale agreement that secures the property with a deposit and outlines the terms of the sale.
Is financing available when buying property in Cascais?
Yes, Portuguese banks provide financing options for both residents and non-residents based on income and credit history.
Can I open a bank account in Portugal as a non-resident?
Yes, non-residents can open a Portuguese bank account, which is essential for property-related transactions.
What is the process of registering property in Cascais?
After the final deed signing, the property must be registered with the local authorities to update ownership records.
What fees should I expect when buying property in Cascais?
You will need to pay IMT, stamp duty, notary fees, legal fees, and annual IMI property tax.
Is Cascais a good investment for rental income?
Yes, buying property in Cascais offers strong rental opportunities, especially during the tourist season, with good demand for short and long-term rentals.
Is Property in Cascais expensive?
Compared with many parts of Portugal, property in Cascais is generally considered expensive. It’s one of the country’s premium markets due to its coastal location, quality of life, international appeal, and strong demand from both Portuguese and foreign buyers.
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