Thinking about swapping the hustle of the U.S. for Portugal’s sunshine, culture, and slower pace of life? You’re not alone. More Americans than ever are making the move, drawn by Portugal’s welcoming lifestyle, lower cost of living, and residency options that open the door to Europe.
But moving abroad isn’t just about packing your bags—it’s about understanding visas, taxes, healthcare, housing, and how daily life will actually feel.
This guide breaks down everything you need to know in 2025 about relocating from the USA to Americans’ most desired country to move to – Portugal—from the best visa pathways to finding your new home and settling into Portuguese life with confidence.
Why Americans Are Moving to Portugal?
Moving to Portugal from the U.S. has become increasingly popular, especially among retirees seeking a better lifestyle abroad. Between 2017 and 2024, the number of Americans living in Portugal rose sharply to around 14,000 residents, drawn by the country’s high quality of life, affordable cost of living, and welcoming culture.
Portugal stands out for its safety, healthcare, and overall living conditions. With its mix of modern conveniences and old-world charm, cities like Lisbon, Porto, and the Algarve have become top choices for Americans relocating to enjoy Europe’s relaxed pace and year-round sunshine.
High quality of life
Portugal offers an exceptional quality of life with its mild climate, scenic beauty, and relaxed pace. From coastal living to charming inland towns, residents enjoy a healthy balance between work, leisure, and community life.
Quality healthcare
The country provides excellent and affordable healthcare through both public and private systems. Portugal’s medical standards are high, and many doctors speak English, making it easy for expats to access care.
Safety
Portugal is ranked among the world’s safest countries, consistently placing in the top 10 of the Global Peace Index thanks to its low crime rates, political stability, and strong public institutions.
Strong education system
Portugal has a solid public education system and a growing number of international schools offering English-based curricula, making it ideal for families relocating with children.
Easy European access
Living in Portugal means quick, convenient travel throughout Europe. With major airports in Lisbon, Porto, and Faro, residents can reach most European capitals in just a few hours.
How to Move from US to Portugal
If you’re considering moving from the US to Portugal, there are several steps you’ll need to take to make your relocation as smooth as possible. Here’s a general guide to help you get started living in Portugal as an American:
Portugal D7 Visa
Portugal D7 Visa, which is perfect for retirees or those with passive income. This visa requires proof of monthly regular income of €870, and the ability to support yourself without working in Portugal. It’s a great option for those looking to enjoy the country’s relaxed lifestyle and stunning natural beauty.
Portugal Digital Nomad Visa
Digital Nomad Visa Portugal, or D8 Visa, for remote workers and freelancers earning a minimum of €3,480 per month, allow them to live and work in the country for up to a year, enjoying all the benefits of the Portuguese lifestyle while earning an income from their remote job or business.
Portugal D2 Visa
D2 Visa Portugal in case you are an entrepreneur looking to start or develop a business in Portugal, which allows you to obtain a residence permit for up to two years.
Portugal Golden Visa
The Portugal Golden Visa program in Portugal, also known as the Residence Permit by Investment Program, is an investment immigration program that grants residency and citizenship rights to foreign investors with a low minimum stay requirement.
The Golden Visa offers Americans and US Citizens a unique chance to enjoy all that Portugal has to offer.
Portugal Visa Requirements for US Citizens
Obtaining residence visa for Portugal requires the following documents, but depending of the Portuguese consulate or embassy or VFS it might be required some additional documentation.
- Visa Application Form
- Your Valid Passport
- Two recent passport-size photos
- Portuguese Fiscal Number (NIF)
- Bank Account in Portugal
- Criminal Record certificate
- Valid travel insurance, including medical coverage and repatriation
- Documentary evidence of having accommodation in Portugal
- Proof of sufficient means in Portugal (latest 3 months bank statements)
- Declaration with the reasons for requesting Portuguese Residency
Visa Processing Time for Americans Moving to Portugal
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Where do Americans Live in Portugal
Portugal has long been a popular destination for Americans looking to relocate abroad. The country offers a high standard of living, a relaxed lifestyle, and beautiful scenery, making it an attractive option for retirees, families, and young professionals alike.
While Americans can be found throughout Portugal, there are a few areas that are particularly popular among the expat community. Here are five places where Americans tend to live in Portugal:
Lisbon
The capital city of Lisbon is a top destination for Americans in Portugal. The city is a bustling hub of culture, history, and nightlife, with plenty of opportunities for entertainment and relaxation.
Lisbon (Lisboa in Portuguese) had a total population of 2,884,170, of which 343,995 were foreigners, accounting for 11.9% of the total population. The city is also a relatively affordable city, with a lower cost of living than many other European capitals.
The neighborhoods of Chiado, Bairro Alto, and Alfama are particularly popular with expats, offering a mix of historic charm and modern amenities.
Porto
Located in the north of Portugal, the city of Porto is another popular destination for Americans. Known for its historic architecture, charming streets, and world-famous wine, Porto is a great place to experience Portuguese culture.
The city is also home to a growing startup scene, making it a popular destination for young professionals. The neighborhoods of Ribeira and Foz do Douro are particularly popular with expats.
Cascais / Estoril
The coastal towns of Cascais and Estoril, located just outside of Lisbon, are popular among expats looking for a more relaxed lifestyle.
The towns offer beautiful beaches, a mild climate, and a range of outdoor activities, from golf to surfing. Cascais and Estoril are also well-connected to Lisbon by train, making it easy to access the city when needed.
Algarve
The southern region of the Algarve is one of the most popular destinations for expats in Portugal, including Americans.
According to official information available on Pordata, more than 469,938 people reside in the Algarve and over 105,000 foreigners residents (22%). The region is known for its beautiful beaches, warm weather, and laid-back lifestyle.
The towns of Lagos, Albufeira, and Vilamoura are particularly popular with expats, offering a range of amenities and activities.
Cost of Living in Portugal vs USA
Portugal is well-known for its relatively affordable cost of living, especially when compared to major U.S. cities, making it an appealing destination for Americans considering relocation. Housing, transportation, dining, and general day-to-day expenses are noticeably lower, allowing newcomers to enjoy a high quality of life at a more manageable cost.
When comparing Portugal with the U.S., the contrast becomes clear. For example, monthly rent in Lisbon is often 40–50% cheaper than in Washington, DC, and everyday services such as public transport, mobile plans, and healthcare come at significantly lower prices.
A monthly public transport pass in Lisbon costs only a fraction of what many American cities charge, and eating out or hiring basic services is considerably more affordable as well.
As in the U.S., major cities tend to be pricier. Lisbon is the most expensive area in Portugal, but still far more affordable than Washington, DC, New York, or San Francisco.
Costs drop even further in smaller towns or suburban areas. Reliable public transportation also helps keep monthly expenses down, making daily life more cost-effective for both locals and expats.
Here is an overview of average monthly living costs for one person in Lisbon:
Portuguese Culture for Americans
Portuguese culture offers Americans a warm and relaxed way of life centered around food, family, and community. Cuisine is simple and flavorful, built on fresh, local ingredients. Seafood is a staple, with classics like bacalhau, grilled sardines, and pastéis de nata. Meals are social occasions, often shared slowly with friends and family.
Music is another strong expression of Portuguese identity, especially Fado, the country’s soulful and emotional genre. Recognized by UNESCO, it reflects themes of longing and nostalgia. Lisbon and Coimbra are the best places to experience authentic Fado in intimate settings.
Portugal also celebrates its heritage through vibrant festivals. The Santos Populares in June fills the streets with music, dancing, and grilled sardines, while Carnival and Semana Santa showcase colorful parades and long-standing religious traditions. Together, these customs give Americans a rich and welcoming cultural experience.
Taxes in Portugal
The Portuguese tax system works differently from what many Americans are used to, and understanding a few basics can make the transition much smoother. If you live in Portugal for 183 days or more per year, or if Portugal becomes your primary residence, you are generally considered a tax resident and taxed on worldwide income. Non-residents are only taxed on income earned in Portugal.
Portugal also offers attractive incentives for newcomers, including the NHR (Non-Habitual Resident) regime, which can reduce taxes on certain types of foreign income for 10 years — a major benefit for retirees, remote workers, and investors.
Americans should keep in mind that the U.S. taxes its citizens worldwide. Fortunately, the U.S.–Portugal tax treaty helps avoid double taxation through credits and exemptions. Many expats choose to work with a cross-border tax specialist to stay compliant in both countries.
You can check here our Tax Guide For Americans.
Healthcare in Portugal
Public Healthcare
Portugal offers a strong and accessible healthcare system made up of both public and private options. The public healthcare system, known as the SNS (Serviço Nacional de Saúde), provides affordable medical care to residents, including doctor visits, specialists, and hospital services. Costs are generally low, and many treatments are either free or require only a small co-payment.
Private Healthcare
Alongside the public system, Portugal also has a well-developed private healthcare sector, which many expats choose for shorter wait times and a wider selection of English-speaking doctors. Private health insurance is relatively affordable, with monthly premiums typically ranging from €50 to €150, depending on age and coverage.
Working in Portugal
Portugal’s job market has been growing steadily, with strong demand in several key sectors. The most sought-after fields include technology and IT, tourism and hospitality, healthcare, engineering, renewable energy, and customer support/remote service roles for international companies.
English-speaking professionals often find good opportunities in tech hubs like Lisbon, Porto, and Braga, especially in startups and global service centers.
For non-EU citizens, including Americans, working in Portugal generally requires a work visa. This is usually obtained after securing a job offer from a Portuguese employer, who must sponsor the application.
Once approved, you can apply for a residence permit that allows you to live and work in the country. Popular options include the D1 Work Visa or the D3 Highly Qualified Visa.
Retiring in Portugal
Retiring in Portugal has become increasingly popular thanks to its mild climate, relaxed lifestyle, and affordable cost of living. Many retirees choose areas that offer comfort, community, and beautiful surroundings.
The Algarve remains the top destination, known for its sunshine, beaches, and large expat community. Other popular regions include Cascais for its coastal charm, Lisbon for urban conveniences, Porto for its culture and slower pace, and the Silver Coast for quieter living and great value.
A key pathway for retirees is the D7 Visa, designed for individuals with passive income such as pensions, Social Security, rental income, or investments.
The D7 grants residency in Portugal, access to public healthcare, the ability to live long-term in the country, and later eligibility for permanent residency or citizenship after five years.
Education in Portugal
Portugal offers a reliable and well-organized education system with public, private, and international school options, giving families plenty of choice.
Public schools are free, with families only paying small expenses for books, school supplies, or meals. Private schools charge annual fees that typically range from €3,000 to €8,000 per year, depending on the school and grade level, and often provide smaller class sizes, extracurricular activities, and bilingual education.
For expat families, Portugal also has an expanding network of international schools. Fees vary by campus and curriculum, but most range from €10,000 to €20,000 annually, with some top-tier schools charging €25,000 or more per year.
International Schools in Portugal
There are currently more than 50 international schools across Portugal, offering a wide range of curricula, languages, and educational approaches for expat families.
For those seeking an American-style education, three well-established schools are located in the greater Lisbon area:
- International Christian School of Cascais
- United Lisbon International School
- Carlucci American International School of Lisbon
Secure Accommodation in Portugal
Finding a place to live is one of the first steps when relocating to Portugal. Whether you plan to rent or buy, it’s important to research the market, understand local requirements, and act early—especially in popular cities like Lisbon, Porto, and the Algarve.
Securing accommodation in advance helps make your move smoother and gives you a stable base as you settle into life in Portugal.
Renting in Portugal
Renting is a flexible and popular option for newcomers. Portugal offers a variety of rental properties, from city apartments to coastal homes.
While prices can be higher in major urban areas, long-term rentals are generally affordable compared to many U.S. cities.
It’s essential to review the lease carefully, understand deposit requirements, and visit the property whenever possible before signing.
Buying Property in Portugal
For those looking to stay long term, buying a home in Portugal can be a rewarding investment. The country offers a diverse property market, with everything from modern apartments to traditional houses.
Foreigners can buy property without restrictions, but it’s important to work with a reputable lawyer and ensure proper due diligence. Property ownership also gives stability and the freedom to personalize your new home in Portugal.
Moving to Portugal Pros and Cons
Before deciding to relocate, it’s helpful to understand what everyday life in Portugal is really like. The country offers a blend of comfort, culture, and opportunity, but also comes with a few practical challenges.
Below is a quick comparison highlighting the main pros and cons of living in Portugal — from lifestyle and cost of living to climate, convenience, and social aspects.
Pros of living in Portugal
- Mild climate with plenty of sunshine
- Fresh food, seafood, and great wine
- Affordable healthcare, public and private
- Relaxed lifestyle and close communities
- Very safe country with low crime
- Friendly people; English widely spoken
- Easy access to beaches and nature
Cons of living in Portugal
- Homes can be cold in winter
- Bureaucracy and slow processes
- Dining out can be pricey in tourist areas
- Long waits in public healthcare
- Limited transport in rural areas
- High fuel and energy prices
- Shops often close mid-day or weekends
American Institutions in Portugal
Portugal hosts several key American institutions that support U.S. citizens and promote strong cultural, educational, and economic ties between the two countries. Together, they provide valuable services, community connections, and opportunities for engagement.
- U.S. Embassy in Lisbon – Main American institution providing passports, visas, consular services, and emergency assistance.
- Luso-American Development Foundation – Promotes economic, cultural, and scientific cooperation through funding for research, education, and exchange programs.
- American Club of Lisbon – Social and networking club for Americans and Portuguese with U.S. ties, hosting events and community activities.
- American Chamber of Commerce in Portugal (AmCham) – Strengthens U.S.–Portugal business relations with networking events and market insights.
- American Corners – Partnership with universities offering academic resources, cultural exchange, and science-focused programs.
US Driving License in Portugal
If you’re moving from the U.S. to Portugal, you’ll want to understand how your U.S. driver’s license applies. For short visits (up to about 185 days), you can drive in Portugal with your U.S. license.
Once you establish residency, a different set of rules applies. Within 90 days of receiving your Portuguese residence permit, you’ll need to either exchange your U.S. license for a Portuguese one or comply with local licensing requirements.
Shipping Goods From the USA to Portugal
Shipping a 25ft container from Washington, DC to Portugal can be done by sea or air, with costs and delivery times varying by method:
- By Sea: Around €1,300, with a transit time of about 15 days. This is the most cost-effective option.
- By Air: Around €2,750, with delivery in about 5 days. Much faster, but also more expensive.
Bringing Pets From America to Portugal
If you’re bringing a pet from the U.S. to Portugal, you’ll need to meet a few basic requirements to ensure a smooth entry:
- Microchip: Your pet must have an ISO-compliant microchip, implanted before or at the same time as the rabies vaccine.
- Rabies Vaccination: Must be given at least 21 days before travel and be valid at the time of entry.
- Health Certificate: A veterinary health certificate issued within 10 days of travel, confirming your pet is healthy and free from infectious diseases.
Country Comparison Portugal vs. USA
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Frequently Asked Questions
What is the cost of living like in Portugal compared to the US?
The cost of living in Portugal is generally lower than in the US, although it can vary depending on the city and region. Housing and healthcare are typically less expensive in Portugal, but consumer goods and imported products can be more expensive.
Do I need a visa to live in Portugal as an American?
Americans can enter Portugal without a visa for up to 90 days as tourists. If you plan to stay longer, you will need to apply for a residence permit. There are different types of permits available, depending on your circumstances.
Can Americans bring their family members when moving to Portugal?
Yes, Americans can bring their family members when moving to Portugal. Depending on the circumstances, family members may be eligible for family reunification visas or permits, allowing them to join the primary visa holder in Portugal.
How do I open a bank account in Portugal?
To open a bank account in Portugal, you will need to provide identification, proof of address, and a tax identification number. Some banks may require additional documentation or proof of income.
How do I get healthcare in Portugal?
Portugal has a public healthcare system that is available to residents and citizens. To access the public system, you will need to register with a local healthcare center and obtain a national health card. You can also choose to purchase private health insurance.
Can I work in Portugal as an American?
Americans can work in Portugal if they have a valid work permit or residence permit. It’s important to note that the job market in Portugal can be competitive, and speaking Portuguese can be an advantage.
What is the weather like in Portugal?
Portugal has a mild Mediterranean climate, with hot summers and mild winters. The climate can vary depending on the region, with the southern and coastal areas typically having warmer temperatures.
How can Americans apply for a residence visa for Portugal?
To apply for a residence visa, Americans will need to contact the Portuguese embassy or consulate in their home country. It is advisable to start the application well in advance of your planned move, as it can take some time to gather the required documents and for the visa to be processed.
Is it easy to make friends in Portugal as an American?
Making friends in Portugal can depend on your personal interests and social skills, but generally, Portuguese people are known for being friendly and welcoming to foreigners. There are also expat groups and social clubs that can provide opportunities to meet new people.
How do I learn Portuguese?
Learning Portuguese can be a challenge, but there are many language schools and courses available in Portugal. Immersing yourself in the language by practicing with locals and watching Portuguese-language media can also be helpful.
What are the most popular cities in Portugal for American expats?
Lisbon, Porto, and the Algarve region are popular among American expats. Lisbon and Porto offer a vibrant urban lifestyle, while the Algarve is known for its coastal charm and mild climate, making it ideal for retirees.
Can I bring my car with me when moving to Portugal?
Yes, you can bring your car to Portugal, but it must comply with EU standards. Import taxes and registration fees may apply, and you’ll need to have the car inspected and registered locally. It’s often worth comparing costs before deciding to ship your vehicle.
Do Americans pay taxes in Portugal after moving?
Yes, if you become a tax resident in Portugal (living there for over 183 days in a year), you are required to pay taxes on your worldwide income. However, Portugal has tax treaties with the US to avoid double taxation. Programs like the Non-Habitual Resident (NHR) regime offer tax incentives for expats.
Can I use my US driver’s license in Portugal?
You can use your US driver’s license for up to 185 days after obtaining residency. After that, you’ll need to exchange it for a Portuguese license. This process requires a medical exam and proper documentation.
How easy is it to rent or buy property in Portugal?
Renting and buying property in Portugal is straightforward for Americans. However, popular cities like Lisbon and Porto can be competitive. Working with a local real estate agent and understanding rental laws or the buying process will help avoid issues.
What is the best visa option for retirees moving to Portugal?
The D7 visa is ideal for retirees or those with passive income (e.g., pensions, investments). It allows long-term residence in Portugal and provides access to the country’s healthcare and tax benefits.
Are there American expat communities in Portugal?
Yes, Portugal has growing American expat communities, especially in Lisbon, Porto, Cascais, and the Algarve. There are also many expat groups, forums, and meetups that can help you connect with others.
How much does private health insurance cost in Portugal for Americans?
Private health insurance costs vary based on age and coverage but are generally much cheaper than in the US. On average, it ranges from €50 to €150 per month for basic plans, offering shorter wait times and access to private hospitals.
Can I bring my pets with me to Portugal?
Yes, you can bring pets to Portugal. They must have an ISO-compliant microchip, be vaccinated for rabies, and have an EU Pet Passport or a veterinary health certificate. Pets traveling from the US do not need to quarantine if all requirements are met.
Is it easy for Americans to move to Portugal?
Yes — compared to many EU countries, Portugal offers a relatively straightforward immigration process. With visa options like the Golden Visa, D7 Passive Income Visa, and Digital Nomad Visa, Americans can choose a route that best fits their lifestyle, whether for retirement, remote work, or investment.
Is it hard to move to Portugal from the USA?
No, the process is manageable with the right documentation. Portugal’s immigration system is welcoming to U.S. citizens, especially through residency-by-investment or income-based visas. The main steps include applying for a visa at a Portuguese consulate in the U.S., securing accommodation, and registering with local authorities once in Portugal.
How do I move to Lisbon from the U.S.?
To move to Lisbon, start by choosing a suitable Portugal visa, such as the D7, Digital Nomad, or Golden Visa. After approval, you can relocate and apply for a residence permit in Portugal. Lisbon offers excellent healthcare, international schools, and a large expat community, making it one of the most popular destinations for Americans.
How can an American get citizenship in Portugal?
To obtain Portuguese citizenship, Americans typically must first become legal residents. After living in Portugal for five years under a valid residence permit, they may apply for citizenship through naturalization. This process requires proof of basic Portuguese language skills (A2 level) and a clean criminal record.
Can American expats in Portugal obtain portuguese citizenship?
Yes. American expats living in Portugal can apply for Portuguese citizenship after maintaining legal residency in the country for at least five years. This pathway is known as naturalization. Applicants must demonstrate a basic knowledge of the Portuguese language (A2 level), have no serious criminal record, and show proof of legal residence during that period.
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